Everything you need to know about Amazon Prime Day 2018

Amazon Prime day starts today, July 16th at 3 pm ET and runs through tomorrow, Tuesday July 17th.  For the next 36 hours Amazon will have amazing deals on everything you could want or need.  This day is known as the “black Friday in July.”  *You must be an Amazon Prime member in order to take advantage of the deals.  Now here are some great deals you don’t want to miss…

Time breaks down the best home/kitchen deals.

Tom’s Guide covers everything from portable a/c units, Ring video doorbells, Amazon music subscription deals and everything in between.

USA Today tells you what stores will price match Amazon’s low prices.

Read why Prime Day is so important to Amazon here.

Get $10 back from Amazon to spend on Prime Day when you spend $10 or more at Whole Foods between 7/11- 7/17.

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With Prime Day looming, Target announced a one-day online-only sale on Tuesday, July 17th.  Among some of the savings there…

Spend $100 on Target.com on July 17 and get a free six-month membership for same-day delivery, shopped by Shipt (nearly $50 in savings)
30% off Target-exclusive home brands
25% off beauty and personal care
30% off Target-exclusive kids’ home brands
Up to 30% off top Google productsGet $10 back from Amazon to spend on Prime Day when you spend $10 or more at Whole Foods between 7/11- 7/17.

 

 

No-money down mortgages make a comeback in Colorado

The Credit Union of Colorado is now offering a 100% mortgage package.

Here’s how it works:

The 100% Mortgage Package includes a 97% fixed rate 30-year first mortgage loan and an interest free second mortgage for up to 3% of the total loan to use as your down payment. These two loans work together to equal 100% financing for your first home. Make no payments on the second mortgage until you pay off your mortgage, refinance or sell your home.

Here are some of the benefits:

  • 100% financing for your first home purchase.
  • Your second mortgage can cover up to 3% of the total purchase of the home up to $14,100.
  • Closing costs for the second mortgage are paid by the Credit Union.
  • We will never sell your loan to another mortgage servicer and it is serviced by us.

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To qualify, a borrower must have a credit score at 700 or higher and total debt payments that don’t exceed 43 percent of income. Any property must be in Colorado and owner-occupied. Owners must take an online education course and pass a quiz.

Read the pros and cons of a 100% mortgage loan in the full article by The Denver Post here.