Replace Your Plans To Add On With A New Layout Instead

Instead of building out, a California family reconfigures the floor plan to make the garden part of the living space.

Andrew and Amy Faulkner had spent some time and effort on plans to extend their master bedroom and add a bathroom to their family’s 1961 home in Mill Valley, California. “But the local planning department didn’t approve our proposal,” says Andrew, a graphic designer and artist. Architect Erika Shern helped them change gears and keep the same footprint but reconfigure their existing space, a choice that in the long run saved them time and money.

Fresh Mint Ice Cream

If you have extra mint from the garden and you’re tired of mojitos or tea, check out this recipe for fresh mint chip ice cream!

Nothing heralds the arrival or warm weather like ice cream sandwiches made with fresh garden spearmint and dark chocolate. Here’s a recipe for fresh mint chip ice cream.

FRESH MINT CHIP ICE CREAM RECIPE

Makes 1 generous pint

Ingredients

  • 2½ cups heavy cream
  • 1 cup whole milk
  • 2 cups fresh mint leaves (spearmint recommended)
  • 1 cup sugar
  • 5 large egg yolks
  • Pinch sea salt
  • 3 Tbsp cacao nibs

Instructions

  1. In a large saucepan, heat the cream, milk, mint, and sugar over medium heat, stirring to combine. Bring to a simmer, then remove from heat and cover.
  2. Steep for at least 20 minutes and up to several hours, tasting until flavor has infused to your liking.
  3. In a medium bowl, whisk together yolks and salt.
  4. Slowly ladle in about a half cup of the hot milk mixture, whisking constantly to prevent the eggs from cooking.
  5. Still whisking, slowly stir the egg mixture back into the saucepan.
  6. Return to the pan and cook over low heat until the mixture lightly coats a spoon, about 5 minutes. (A finger drawn across the spoon should leave a clear path.) Don’t let the custard boil or it will curdle!
  7. Strain into a clean bowl and cool in an ice water bath, stirring occasionally to prevent a skin from forming.
  8. Process in an ice cream maker, adding the cacao nibs during the last minute.
  9. Transfer to an airtight container and freeze until firm, at least 3 hours or overnight.

Do You Know The Cost of Not Owning Your Home?

Do You Know the Cost of NOT Owning Your Home? | Keeping Current Matters

Owning a home has great financial benefits, yet many continue renting! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

Zillow recently reported that:

“With Rents continuing to climb and interest rates staying low, many renters find themselves gazing over the homeownership fence and wondering if the grass really is greener. Leaving aside, for the moment, the difficulties of saving for a down payment, let’s focus on the monthly expenses of owning a home: it turns out that renters currently paying the median rent in many markets could afford to buy a higher-quality property than the typical (read: median-valued) home without increasing their monthly expenses.”

What proof exists that owning is financially better than renting?

1. The latest Rent Vs. Buy Report from Trulia pointed out the top 5 financial benefits of homeownership:

  • Mortgage payments can be fixed while rents go up.
  • Equity in your home can be a financial resource later.
  • You can build wealth without paying capital gain.
  • A mortgage can act as a forced savings account
  • Overall, homeowners can enjoy greater wealth growth than renters.

2. Studies have shown that a homeowner’s net worth is 45x greater than that of a renter.

3. Just a few months ago, we explained that a family buying an average priced home at the beginning of 2017 could build more than $42,000 in family wealth over the next five years.

4. Some argue that renting eliminates the cost of taxes and home repairs, but every potential renter must realize that all the expenses the landlord incurs are already baked into the rent paymentalong with a profit margin!!

Bottom Line

Owning a home has always been, and will always be, better from a financial standpoint than renting.