Fall lawn care tips

Fall is the perfect season to spend some time caring for your yard.  Although you might not see the fruits of your labor just yet, come springtime you will be glad you put in the extra effort.

If you’re looking to add some color to your yard, now is the time to plant those spring-blooming bulbs. Daffodils, allium, glory of the snow, tulips, lilies, hyacinth and pansies are all spring bloomers.


Perennials can be planted in the fall, especially specimens with large root balls. If you have hostas in your yard, fall is an ideal time to divide and replant plant them.  Peonies should also be planted or transplanted in the fall. Avoid planting them too deep, no more than 2 inches above the bud on the root, or they won’t bloom.


Any fall-planted perennials should be carefully watered until the ground freezes to keep their roots healthy and strong. Don’t overwater, but make sure the plants get at least 1 inch of water one time per week.

Fall is also the ideal time to plant trees and shrubs. The weather is cool but the soil is still warm enough for root development. Before digging, check with your local utility companies to locate any underground lines. Always plant trees and shrubs at their natural soil lines. Keep newly planted trees or shrubs well watered until the ground freezes so they get a good start before going into full dormancy during winter. Find more detailed instructions here.

Last but not least, for lush green grass come springtime, the time to fertilize is now!  See some helpful tips from The Home Depot below.

fall lawn

No-money down mortgages make a comeback in Colorado

The Credit Union of Colorado is now offering a 100% mortgage package.

Here’s how it works:

The 100% Mortgage Package includes a 97% fixed rate 30-year first mortgage loan and an interest free second mortgage for up to 3% of the total loan to use as your down payment. These two loans work together to equal 100% financing for your first home. Make no payments on the second mortgage until you pay off your mortgage, refinance or sell your home.

Here are some of the benefits:

  • 100% financing for your first home purchase.
  • Your second mortgage can cover up to 3% of the total purchase of the home up to $14,100.
  • Closing costs for the second mortgage are paid by the Credit Union.
  • We will never sell your loan to another mortgage servicer and it is serviced by us.

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To qualify, a borrower must have a credit score at 700 or higher and total debt payments that don’t exceed 43 percent of income. Any property must be in Colorado and owner-occupied. Owners must take an online education course and pass a quiz.

Read the pros and cons of a 100% mortgage loan in the full article by The Denver Post here.