Christmas Bucket List

Christmas is just 10 days away.  That gives us 10 days to wrap up the shopping, decorating, party-going and meal planning.  But hopefully you have some time to really take in the sights and sounds of the season and enjoy these last 10 days with those you love.  Here is a list of holiday fun that you won’t want to miss out on.

CHRISTMAS BUCKET

The holidays always come and go so fast, so try your best to treasure your time of rest and giving.  Spread kindness everywhere you can.  Smile at those who pass by, pay for someone’s coffee in line behind you, open the door for others…  whatever it is, remember that Christmas is a time of joy and promise, but it is also a time of hurting and sadness for many.  Spread the love however you can.


The Truth About The Winter Market

Let’s state the obvious here, house hunting in the dead of winter is less fun than on a warm, spring day.  Nobody wants to trudge through the ice and snow to find their next home.  But sometimes a new job or an unpredictable life change happens and there’s just no way around it.  So if you’re gearing up for a move within the next few months (or are contemplating one), here are some things to consider before buying or selling during winter.

winter

  • Less Inventory– In Denver, there are only about one third as many homes for sale in winter, as there are in spring or summer.  Buyers, you may have to expand your search to outside of your ideal area (or price range) to find what you’re looking for.  However, the bidding wars and packed open houses are likely to dramatically decrease as well, which may very well work in your favor.
  • Motivated sellers– Homes that are on the market in winter often have motivated sellers who cannot wait for the spring/summer rush to list their home.  Homes that need some updating may be more likely to list in the winter when there is less competition against like-new homes.  So if you can see past outdated cabinets, light fixtures and appliances, winter might be a great time to catch a deal.Untitled design (4)
  • FHA loans- FHA buyers may have a better time landing a deal now, than in the spring time.  Less competition means less (or no) cash offers or conventional loan offers with large down payments.Untitled design (5)
  • Stable Interest Rates– Interest rates have so far remained stable, although they are predicated to increase multiple times in 2018.  So maybe getting a loan before they do will allow you to afford a better home.

For more on this topic, check out this article by Trulia.