4 Storage Ideas For Your Kitchen Island

A lot of attention goes into selecting the right storage for an island’s main base cabinetry. But don’t forget about the ends of the island. Depending on which way your island faces and how much space you’ve got in relation to the drawers and cabinets you select, you’ve got plenty of options for display and storage. Here are four ideas to get your creative juices flowing.

6 Ways To Get Over A Fear Of Color

When clients say to me, “I just don’t like color,” what I most often find out after just a few minutes of poking and prodding is that, more accurately, they are unsure of how and when to use it in their home.

Clients often assume that they need to slap color on every wall in the house to make an impact, but this couldn’t be further from the truth. Although painting your walls in a vivid hue is a simple, inexpensive and highly effective way to alter the vibe of any space, some of the most striking approaches to incorporating color can be much subtler than taking a roller to your walls. You can use color in many awesome ways — both subtly and overtly — to give your home a fresh, vibrant look.


3 Questions To Ask Before You Buy Your Dream Home

1. Why am I buying a home in the first place? 

This is truly the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, the reason has nothing to do with money.

For example, a survey by Braun showed that over 75% of parents say, “their child’s education is an important part of the search for a new home.”

This survey supports a study by the Joint Center for Housing Studies at Harvard University which revealed that the top four reasons Americans buy a home have nothing to do with money. They are:

  • A good place to raise children and for them to get a good education
  • A place where you and your family feel safe
  • More space for you and your family
  • Control of that space

What does owning a home mean to you? What non-financial benefits will you and your family gain from owning a home? The answer to that question should be the biggest reason you decide to purchase or not.

2. Where are home values headed?

According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the median price of homes sold in May (the latest data available) was $252,800, which is up 5.8% from last year. This increase also marks the 63rd consecutive month with year-over-year gains.

If we look at home prices year over year, CoreLogic is forecasting an increase of 5.3% over the next twelve months. In other words, a home that costs you $250,000 today will cost you an additional $13,250 if you wait until next year to buy it.

What does that mean to you?

Simply put, with prices increasing each month, it might cost you more if you wait until next year to buy. Your down payment will also need to be higher in order to account for the higher price of the home you wish to buy. 

3. Where are mortgage interest rates headed?

A buyer must be concerned about more than just prices. The ‘long-term cost’ of a home can be dramatically impacted by even a small increase in mortgage rates.

The Mortgage Bankers Association (MBA), NAR, and Fannie Mae have all projected that mortgage interest rates will increase over the next twelve months, as you can see in the chart below:

Bottom Line

Only you and your family will know for certain if now is the right time to purchase a home. Answering these questions will help you make that decision.